F A Q ' s A T S m a r t L o a n s U n l i m i t e d
W h a t k i n d o f l o a n s d o w e offer?
Personal Loan
A Personal Loan does not require a security, and can be used for anything. The loan can be from $20,000 to $120,000. Interest rates range from 8-12% depending on contributing factors.
Home Mortgage
Home Mortgages allow you to purchase a home together with SmartLoansUnlimited, and make monthly payments toward your ownership of the new property. Loans can be from $20,000 to $220,000. Interest rates range from 5-7% depending on contributing factors.
Student Loan
Student Loans are available to registered university students in order to pay tuition, room & board, and book fees. Loans can be from $5,000 - $55,000. Interest rates range from 4-6% depending on contributing factors.
Company Loan
Company Loans are available to help you start up your company. Company loans are indeed the focus of SmartLoansUnlimited, and most options are available here. A Company Loan entitles SmartLoansUnlimited to a share in your company, which you buy back via monthly payments. You can learn more about the many options available through a consultation with one of our financial advisors. Loans can be from $20,000 to $220,000. Interest rates range from 5-8% depending on contributing factors.
H O W D O I Q U A L I F Y?
The following factors contribute to your eligibility and interest rates:
- Age - must be over 18.
- Employment - must be employed for 12 months. (Student loans vary.)
- Income - monthly payment must be less than 30% of your monthly income.
- Credit Record - interest rates and payment options will vary depending on record.
- Guarantor - Guarantor with a minimum credit record is required.
W H A T A B O U T T H E F I N A N C I A L S E M I N A R S?
With the help of myMoney.gov , SmartLoansUnlimited offers one seminar a month - free for all of our clients. Seminar topics vary from 'Money Management', 'Investing in your 401K', 'Buying a Home', to 'The Advantage of Partnerships' and 'Expanding Business Profit'. As a client of SmartLoansUnlimited, you are entitled to attend these highly acclaimed seminars as well as a Q&A session afterward. Your attendance and completion of 'assignments' will be evaluated and can lower your interest rates as well as open more doors for you in terms of payment plans.
H O W D O E S S M A R T L O A N S U N L I M I T E D M A K E M O N E Y?
Like we said, our goal is to find a mutually beneficial solution to enable your financial success. Our company profits from the following 2 things: the interest paid by our clients, and our investments in your start-up companies. So, you see, your success is our success. Naturally, we are very happy to see both ends succeed.
Keep in mind what has come to light from our country's recent economic decline: When clients cannot make payments, it triggers a chain of events that - even with foreclosures and bankruptcies - incurs a loss to the banks involved. Our dedication to your financial 'smarts' ensures that this chain of events does not start and these losses are not incurred.